See the low point
Category totals do not tell you whether Tuesday is safe. ExactMoney finds the lowest projected balance before payday.
Budget by paycheck
Know what is safe to spend before the next payday.
ExactMoney turns paychecks, bills, subscriptions, debt payments, and planned spending into a date-by-date forecast.
No bank connection requiredRecurring paychecksSafety cushion alerts
Paycheck forecastJuly
Safe to spend before payday$312
Jul 1Paycheck lands+$2,400
Jul 3Rent clears-$1,450
Jul 10Utilities + phone-$168
Jul 14Lowest balance before payday$312
Built for people who make money, then watch it disappear between checks.
A normal budget says what you spent. ExactMoney shows whether your cash survives the dates ahead.
Put bills where they happen
Rent, utilities, subscriptions, groceries, debt, and savings sit on the calendar date they actually hit.
Keep your cushion visible
Set a minimum balance and get simple safe, tight, danger, or negative signals before trouble shows up.
Start with four things.
1. Starting cashWhat is in checking right now.
2. Next paycheckAmount, date, and repeat schedule.
3. Top billsThe dates that usually make money feel tight.
4. CushionThe balance you do not want to dip below.
Stop guessing from today's bank balance.
Build the calendar once, then check safe-to-spend before the next swipe.