Debt Payoff Planner
Compare snowball and avalanche payoff plans, then send the next 12 months of payments back to your calendar.
Back to Calendar
Strategy
Avalanche (highest APR first)
Snowball (smallest balance first)
Extra / month
Sim months (cap)
Start month
True snowball: your
extra
plus the
minimum of any paid-off debt
rolls into the current target.
Creditor
Balance
APR %
Min Pmt
Due day
+ Add creditor
Clear
Tip: Due day 28 avoids short months.
Run a simulation to see totals, payoff dates, and a month-by-month plan.
Payment plan (first 24 months)
Run Simulation
Generate calendar entries (next 12m)
Saving…
Data is saved with your ExactMoney account. Changes here won’t break the calendar page.